Commute Cost Calculator

Enter your commute distance, vehicle costs, and wage. See the full yearly price of getting to work — in money and in time — and what a shorter commute or remote job is actually worth.

5 days/week ≈ 230 after holidays and vacation; hybrid 3 days ≈ 140
IRS standard rate ≈ $0.65–0.70 covers fuel, wear, depreciation
True yearly cost of your commute
Vehicle cost per year
Hours spent commuting per year
That time valued at your wage
Cost per workday

Why the commute is a hidden pay cut

True commute cost = Miles × Cost per mile × Days + Commute hours × Your wage

A 30-mile round trip, 230 days a year, at the IRS-style $0.65/mile costs about $4,485 in vehicle expenses alone. Add an hour a day — 230 hours, nearly 29 working days — valued at $30/hour, and the total yearly cost is roughly $11,400. That is the honest number to weigh against a raise, a move, or a remote offer.

Using this number in real decisions

  • Comparing job offers: subtract yearly commute cost from each offer before comparing. A $70,000 job 5 minutes away can beat a $78,000 job an hour away.
  • Negotiating remote days: each remote day per week on the example above is worth about $2,280/year. Two days: ~$4,600 — a raise nobody has to approve.
  • Moving closer: paying $200/month more in rent to cut the commute in half costs $2,400/year against ~$5,700 of savings.

Pair with the salary to hourly calculator — put commute time into the weekly hours to see your commute-adjusted wage.

Frequently asked questions

How much does a 30-mile daily commute cost?

At the IRS-style rate of $0.65/mile over 230 working days, about $4,485/year in vehicle costs — before valuing your time. With an hour a day valued at $30/hour, the true cost is over $11,000/year.

What does the cost per mile include?

The IRS standard mileage rate bundles fuel, maintenance, tires, insurance, and depreciation. Fuel alone is usually only a third of it — the car quietly eats the rest.

Should I count commute time as money?

For decisions, yes. Commute time is unpaid work time: you cannot use it freely, and studies consistently rank commuting among the least enjoyable daily activities. Valuing it at your wage keeps job comparisons honest.

How much do I save working from home?

Divide the yearly total by your commute days, then multiply by remote days. On a typical $11,400/year commute, each weekly remote day saves about $2,300/year.

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Last updated: 2026-07-07